We can learn a great deal from our experience of Irresponsible Borrowing & Lending:

• Lending something to someone who never returns anything, only discovering this later.
• Borrowing something without finding out how much it's worth, and then damage it.  For example, by taking your friend's rare Jane Austen first edition to read on your beach holiday.
• Lending something without telling the borrower when you'd like it back. ("but it was obvious...")
• Discovering that you've lost someone's contact details after they borrowed one of your DVDs 6 months ago.

• Borrowing loads of things from different people and forget what belongs to who.
• Agreeing to lend something to someone when you'd really rather not.

[add your other negative experiences here please, so that we all learn together]

Add your tips for Responsible Lending Here:

• Agree the return date for the lend: [Tick box] No of times I did this? [ …]
• Agree the value of the item that was lent:
• Etc....